This is a discussion on CitiBank Clear Card (Credit Card that needs no min income!) within the Home Life, Relationships & Finance forum, part of the You and Your Family category; But now im not studying already. So cnt apply?...
But now im not studying already. So cnt apply?
Zzzzz. Why dont wanna when im in poly got this card.
*pray* hopefully I could get the increment on Jan '08 as promised then can apply for CC ~!
hmm dear keen mummies,
have you chk out dos T & C or regulations on citibank website?!
i was qt keen in the 1st place but now i changed my mind ....
Had changed my mind too.
credit limit $500 is enuff for student already, after all student r not working they may not have enuff $$ to pay their credit card bills.
Lets say the following outing by a student to a Club ... example MOS
1 bottle of Chivas Sing$230+-
Mixer Sing$15 x 4 = Sing$60
Taxi (2 ways) Sing$30
The $500 is almost gone for 1 night outing
I felt that the bank is trying to cultivate the targeted group to live in plastic world and IMHO is a bad thing if it is not properly managed.
Prob is nowadays alot of teenagers doesnt knw their own limit n doesnt control what they r able to spend which end up having prob paying the bills. Bank foresee such prob so they limit to $500. For student that doesnt work $500 is alot of money already.