1. How much you & your dear husband earn per month? e.g urs-$1500 dear husband-$1800 total $3300 (nett)
2. How much did you spend on just diapers n milk powder for your 1st child per month? e.g per tin of milk powder is about $30-40 (depend on brand) diapers about $60 per month. Total 4 tins of milk min = $120 + $60 diapers.
3. Can you send your dear daughter to childcare by 18mths? (If your income is a must to the family).
4. Hw much r you paying the nanny?
e.g Nanny per month is about $600, childcare per month is about $200-300 with subsidy (depend on childcare). Total max amt is about $900. Is your salary much more than that? If yes then can consider tis way, if no then you will have to quit your job for 2nd child.
5. Can any1 else in family help? (in taking care of the infant) FYI, infant care is about $600 after subsidy.
6. your dear daughter current expenses? Diapers n milk powder?
All above r only basic requirement which exclude medical fee, labour charge, extra activities charges, extra food charge (e.g fish for porridge, ceral for milk)
Hope I'm not too loso.