My prudential insurance covers mummy fr any complications until birth n monthly premium is $100 n got to pay one time $320 so as to transfer policy to baby after birth. After birth, it will covers the baby for any illness. Coz if got illness then cannot buy insurance. N it will be investment plus life policy after birth.
you can go http://www.prudential.com.sg/corp/prudential_en_sg/solutions/protect/PRUfirst_gift.html for more details.