Thanks for the advice. I guess i will need to go find that extra 1 or 2k in case of emergency..I delivered @ Thomson Medical Center in May 2009, 4-bedded natural with epidural & induced. Free upgrade to 2-bedded. I was in labor & delivery ward for almost 9 hours.
Paid $2.2k in cash + $1.8k Medisave claim = Total hospital bill including gynae charges & baby was $4k.
I am delivering next weekend via schedule C-section. Gynae told me she will be charging extra as it's weekend. Have booked a 4-bedded ward too & hopefully they'll upgrade me to 2-bedded.
If you refer here there is an estimation of hospital bill size. Assuming you are going for 4-bedded normal delivery, 90% pay $4156. After considering Medisave claim of $2100, most likely you'll need to pay $2k cash. If you're going for induction and with epidural, think it's safer to prepare $3k as there will be extra charges like anesthetist's fees, medicine, etc.
Sorry I dont't know what the management will do if you're unable to make full payment upon discharge. But I hope you get some answers soon! May you have a smooth delivery.