the main bulk of expenditure will be:
- gynae fees ($500-$1500) depending on your gynae (post natal), taking package or not etc
- Prenatal vitamins, Fish oil (DHA) Calcium, etc
- Hospital stay and delivery fees ($1500 + $4000+) depends on hospital, room types and complications during birth or not, type of birth (natural / C-sect), with edidural / other assisted delivery or not etc
- baby's stuff like cot, clothes, stollers, feeding, bathing, diapers, milk formula etc..
Usually mummies will buy these items slowly so will not feel the pinch and will not be tooo rush towards the end. Plus, very hard for MTBs to go shopping carrying a huge tummy. Otherwise, try to get hand-me-downs from friends or relatives or sometimes, forums like this have good 2nd hand bargains you can make use of.
Feel freee too add more stuff that I might have missed out.