It really up to parents on how to raise there kids. It doesn't matter if your at home or your working even if you stay at home and does not work
you can still in fact have the chances to spoil them.
Babies needs tender, loving, care and attention. But if you can provide their needs without working that is also a good idea but if you think that
you are not financially stable then everyone of us should act as a parent.
But in early years of your baby it is most important to personally take care of them and also for mommies to have a rest after giving birth.
After that you can decide wether to work outside or work at home.
But here is a little bit of advice,
There a really lots of works online that really pays with 0% investment.