This is a discussion on single mother need help to rent a flat from HDB within the Single Parents Support Group forum, part of the MummySG Special Group category; May I know what is Mr khaw boon want email address, I have one BIG complicated issue n I need ...
May I know what is Mr khaw boon want email address, I have one BIG complicated issue n I need to resolve it as soon as possible if not my 5 kids have no place to stay......
Please PM me his email address.
telling around ppl in neighborhood i get spell from outside and dont listen to them, END UP... i found out they are the one who add spell to me and my son. own parents adding such things... i have checked around. the spell is to listen to them. they treat me like what?? DOG? pls do share with me and help me get out of the hell. your help is deeply appreicated .
I think first of all dont't be so superstition
if you say you can provide for your son, have some concrete proof
example you work a job at least 12 months continuing, latest 15 months cpf transaction and contribute history
reasonable savings to provide for monthly expenses and emergency
do you received maintenance.?
do you keep a monthly detailed expenses record?
r you able to make time n plan to take care of him?
think of all these first before you even think of living totally alone with your son
all these questions hdb will also ask you
I just started last as part timer. Until the beginning of this year I have sign as permanent staff. I did not keep monthly expense but I dont have any debts. I'm working from 9-6 and by the time I fetch him from child care is around 7pm or sometimes earlier. Only I'm the one who send and fetch him. After sch will bring him out for dinner and we will be back and I will teach him some worda。will that be enough?
I think whether you have any debt or not government can easily check through credit beurue
is best to keep a monthly expenses record, a separate bank account for proper regular savings.
thats what I did
spending time is one thing, whether you r able to provide the monthly spending and doing regular savings is another thing
whether you r confidence enough to buy the flat after 2 year of renting from hdb
whether you have sufficient funds to buy and repay the monthly housing loan etc
on top of that, monthly utilities, scc, households expenses, child & self expenses, r you able to manage with your current and future salary?
rental from hdb direct max income only s1, 500. are you prepared to sacrifice a pay cut for the next 2 years just to get the rental from hdb?
how old r you now? and your son?
every year expenses will increase and salary may not.
have you think of all these?
I think maybe your parents feel that with your current situation you r unable to handle your son and yourself totally on your own, that's y ask you to stay with them, at least someone to keep a look out.
my actual situation is different
my elder brother married a foreign bride, plus that time she going to give birth, need my parents help, I have no choice but to come out and stay on my own.just sharing my experience with you, hope you can think careful before letting anger into your head and make wrong decision
As you said, you r only 29, son only 3 yo. R you sure you can be independent totally? Im not looking down on your capabilities
you also mentioned you just work full time and you never keep a monthly record of expense and saving
May i suggests you to start doing this record keeping for at least 6 months at least till feb next year, and see the difference
My only brother which i mentioned earlier and his foreign wife despite me. Also look down on me. My mother also the same.
it took me a while to prove to them im useful in a way. Meaning to say i can solely survived on my own without their financial help for the past 1.5 years
the more you dwell on all things negative things the more you lost focused on important things like building a more stable future for yourself and your son.
you should work full time and save at least $300 a month so that when time comes your son in p1, you have enough money to substain. When kids in pri sch is a total different situation
my gal is in p2, so i know working and taking care full time is very draining. Now you stay with family you dont't sense it yet. Make the best out of your situation if you can
Every one in such a society like ours or anywhere being single parents will also be look down or despite of. Is we ourselves want to make the best for our kids.
i think if you can buy a bto or balance flats from hdb rather than rent direct from hdb. Not everyone is prepared for a pay cut just to get the rental flat from hdb direct. Ultimately after 2 years hdn will still want you to buy your own flat. Be calm and cool down and think carefully before you make the next decision
cos if you cannot handle and have to go back to your family say after a few months they more they will look down on you. If you succeeded and ultimately buy your own flat they will have nothing to say. Then that is real capabilities
Thank you yukisy for your advice. Im working full time now and I saving more than $300 a month. I have been trying to apply but becos of the letter they request to stop me. Im facing kind of diff
no problem. most important must have a job n regular savings, what letter is that? if you can afford to buy, I dont see the reason y hdb will reject your application
maybe you go to your mp first? but like I said, before you take action be prepared first with all the questions I asked you and get ready all the supporting documents I told you to prepared
and if they ask you y you want to buy, just tell them is for future security
do you have any siblings?
Like I said, my parents went to find khaw boon want and requested him to issue a letter to other mp and hdb to stop entertaining my request. Happen that I saw the letter. have slibling but they have their own house
No such things. you can appeal. Just say even though have parents house to stay but future if parents cannot afford to pay will sell but you worried hdb will take back if cannot continued to finance parent house. Say worst situation like siblings rivalry like parents passed away in future will want to sell n split profit etc. By then you will be like too old to get maximum housing loan etc. you got to go personally to hdb or even see your mp to appeal and to revoke that letter. I think you can go after you have a record of what i told you earlier
Itz, dont't mind if I ask, how much are you earning per month? Since you r already 29 yrs old I believe you should have enough cpf. you can consider owning a new flat rather renting it.
Hi Mikigoh, my salary is more than $2k. i also wish to buy a 2-3rooms flat but having many barriers that stop me buy. Believe the letter from my parents affect me the most? sigh...
thanks Mikigoh! i will keep on trying to get a place to stay for me and my son. thanks for all the info shared.
I'm having the some issues now also. 25 this yr.. single mother to be in April. No place to stay now as my dad has chased me out of the house and relatives are not helping either. Anyone can provide any info on how single mom manage to rent a 1 room flat from HDB?