Mine is an AIA plan. Under the Healthshield Elite I think. On top of that it has a Pink of health. It uses per annual and per month respectively. The details are fuzzy. I do remember that in the event of hospitalisation, it covers not only per day of the hospitalisation for the parent but also the extra bed that the parent uses if they stay over in the hospital. Also, it covers as long as you are in the hospital for more than 6hrs. It covers most hospitalisation.
My agent recommend this to me and its really good. I trust my agent's reccomendation as he does not get me to invest in those investment policies. Only endowment types or these protection.