dont give up babymoo! I've researched a bit on ivf cuz my doc wants me to do that if there my 2 cycles of IUI dont succeed (though I'm totally not keen on IVF). What I understand is you have to take medications or daily injections to stimulate follicle growth. The doc will then scan you and when there is a good number of mature follicles, doc will extract the eggs and you will generally be anesthetized for this procedure. Then they will fertilize the eggs in a lab and once they have viable embryos in a few days time (can't rem if its somethin like 3-5 days), they will then transfer 2-3 inside you depending on how many good quality embryos they are able to "harvest". Then you have to be very careful in the next 2 weeks. Possibly on bed rest the whole time, depending on what your doc says, and go back for scans & tests at the end of the 2 wks.
At least this is what I found out. Perhaps the other ladies who have gone through the procedure can give a more accurate picture.
But just to also share with you, if the procedure is not done at the public hospital, you will only be able to use your medisave only and not get the s$3k govt grant.
Hope this helps!