My trf PHL insisted going Orchard to remit. I surf forum and found she can remit at SingPost Western Union. Best part is, SingPost only 10mins walk fm my house so maid no chance to roam in Orchard ... indirectly rejected her off day request.
Remittance fee: $12/transaction
Get yr FDW to go Singtel apply card with her Work Permit.
Every time she wants to send, mine just NETS it with her atm.
1st 3times I accompanied her, now she walks over herself with her WU + WP card.
After transaction, a receipt with ref number will be given so that FDW's family can quote to collect cash.