Less cash upfront for flats

"THE Housing Board (HDB) has released fresh figures that show the bulk of resale flat sales - about seven in 10 - in the past six months were done with less than $30,000 cash upfront needed.
More than half, or 54 per cent, of home buyers paid less than $25,000 cash upfront for their resale homes.
And about 40 per cent of flats sold in the September to March period were transacted with cash-over-valuations (COV) of below $20,000..."

真的吗 ?????