danchaofan
New Member
Does anybody know any medical insurance designed for pregnant women? And then part of costs of pregnancy and delivery could be coverd by the insurance.
i've asked before but heard that normally insurance will NOT cover delivery cost cos to SG government, women giving birth is a natural thing, so cannot claim... tt's what the NTUC agent told me when I asked abt the incomesheild... for other plan i not sure...Does anybody know any medical insurance designed for pregnant women? And then part of costs of pregnancy and delivery could be coverd by the insurance.
yup insurance only covers preg women when it comes to complication.. if i not wrong most com dont cover delivery fees.. :001_302:My insurance agent was just telling me..Great Eastern covers pregnant women but complications rather than care but still worth it i think.I didnt take it up coz dont know if i wld be having any more kids.
Yes, what stonston says is true. my husband is GE agent. I'm not trying to get biz here. just sharing.
for GE, the policy need to be purchase 10mths before you are preg. So the best time to buy is once you get marry or planning for a baby right after your marriage.
I personally feel that it's impt as i have friends around me that benefit from this policy.
eg, my friend was due but baby doesn't wanna come out. Admitted & induce twice in 2 days but still no signs of delivery. have to go for c-sect & stayed 6 days 5 nites in Thomson Medical Center. Bill 100% covered by GE.
another friend. baby was in 38th weeks & contraction kicks in. baby's head is not down yet & thus have to go for c-sect. a pity she dont't have the insurance to cover her bill. If not, it's considered as complications too.
Both this cases happen just last month.
This is just what I'm looking for but when I spoke to the AIA agent yesterday, she told me the same as shared - they don't cover general maternity expenses and only those arising from complications. Haiz.AIA has such plan called global something and charge in US$.
I enquiried before last yr before trying for #2.
There is a window period like 10mths (i cant remember ) before you can get pregnant if not its not payable.
Basically it covers all your medical bills pertaining to your pregnancy be it natural birth or c-section.
But there is a cap limit, if you exceed it, you have to pay the balance.
I calculcated, its good if you can strike within the next 6mths after the coverage gets effective, if not, its not worth the investment.
Basically you are just paying and paying during the "window period" until you get pregnant.
So you need to do your mathematics before deciding to get this policy.
Just my opinion.
HiDoes anybody know any medical insurance designed for pregnant women? And then part of costs of pregnancy and delivery could be coverd by the insurance.