ok... for the slimming packagges at LFI, u can pay by credit card installment too. for only UOB, HSBC and citibank. if i aint wrong, there r still other cards available. gotta check. yes those who sign packages now, besides a moneey back guarrantee, she will qualify for our extreme makeover LFI edition. in which the winner, we'll send them directly into the finals of miss and mrs singapore world. fully sponsored by our company... =)