Citi clear card

babypris86

babypris86

Member
if you are under 21, yet working full time, u need to wait till u turn 21...

but if you are under 21 but still studying u can get ur parents to sign the consent for u
 
XiaoXue

XiaoXue

Member
xiaodaisy said:
now still can, i just apply for it stating as housewife n i got it liao leh..
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bank mentioned the things always buay zhun one leh.. LOLs..
No wonder i ask my cousin is it 3 months after getting 30k p/a den can apply for credit card.. she say no need lah.. 1st mth shld be able to liao.. ask me go find her..
 
michelle

michelle

Member
Thanks...

I have recive my card.. but nt yet my pin number.
So the pin for withdraw and check internet statement?

Any one withdraw cash before? Keke.. i have start to use the card so when will the statement arrive? around few week ma?

Sian lar.. NTUC cant use card... Iz every big branch supermarket cant use too?
 
xiaodaisy

xiaodaisy

Active Member
lol ya loh xiaoxue, dey oni wan money nia, as long as got money dey dont care hsewife or wat haha, i tot i wont be able to get it haha but to my surprise still can sia lol, aniwae michelle e pin will arrive maybe 1wk or lesser lah, withdraw got ah.. my hubby use as withdraw de lol..
 
michelle

michelle

Member
xiaodaisy said:
lol ya loh xiaoxue, dey oni wan money nia, as long as got money dey dont care hsewife or wat haha, i tot i wont be able to get it haha but to my surprise still can sia lol, aniwae michelle e pin will arrive maybe 1wk or lesser lah, withdraw got ah.. my hubby use as withdraw de lol..
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So if withdraw $100 then muz pay bk how much??

I have not receive my settlement..
 
B

BbYew

Member
hihi

try not to make cash advance fr credit cards. Citi clear card interest rate 4 cash advance is S$28 per S$100 drawn. It's very high, worse than loan shark ah.....
 
XiaoXue

XiaoXue

Member
i think this citibank clearbank interest is super duper high.. like michelle say that they let her hubby advance up to 2 or 3 x his salary.. but still the card max credit is only $500.. so if let say swipe a transaction of $2000.. even the $2000 is pay within the 45days allowance period but still it exceed the $500 limit by $1.5k.. saw on the T&C interest rate exceed $500 is higher by alot.. <- correct me if i'm wrong.. =)

unlike normal 30k annual credit card, usually has 0% installment depend on where u purchase yr product, max credit depend on income but mostly is $6k - $8k & if exceed this amt, the card cannot be use for anymore transaction. So if let say u wanna buy a TV @ $1k, yr card max credit is $6k, your advance purchase on yr current card is $5.5k haven pay cos statement have not arrive as still not end of the month yet.. u need to pay off at least $500 @ those SAM or AXS machines in order to purchase the TV, something like this.. =)
 
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xiaodaisy

xiaodaisy

Active Member
michelle said:
So if withdraw $100 then muz pay bk how much??

I have not receive my settlement..
Click to expand...
u can pay dem within 3 days also, so interest wont count till e bill come, cos withdraw is count everyday de, let say 500 all withdraw de lah 1 mth time pay back 650 like tat or lesser.. max wont over 650 unless overdue lah..
 
michelle

michelle

Member
If over due, how much they will charge for $100?

For advance cash withdraw and purchase type?

Still not very sure......
 
C

chic_mum

New Member
hie,

ive been using d card for quite sum time now.. and i have also used it to withdraw money during emergencies..

here's d rate..

if u withdraw $100, u have 2 pay dem $110..
If u withdraw $200, u have to pay dem $220..
$300 --- $330
$400 --- $440
$500 --- $550

Hope dat helps..
 
Jenni

Jenni

Member
Ntuc can use visa but only for NTUC plus those very big NTUC like AMK hub 1. I always use my citi clear at there.
 
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