Haven't heard of renovation firms offering renovation loans before. Can't see why they would, their bread and butter is renovation not financial lending. Plus even if they did, their interest rates would be sky high and they would probably want collateral as well like your house for instance. What kinda issue do you have with the bank? Bad credit or debt...have you tried speaking the banks? Try posb personal home loans...a friend of mine got his from there, there were some issues initially but managed to get it resolved in the end. If you can't get renovation loan then try personal loan maybe?