My bro took renovation loan from DBS. Can take loan upto 6 times your monthly salary and has flexible repayment option of five years. Bro paid off personal loan within 15 months. Can try something like that.
Never thought of this kind of insurance..though there must be some life insurance plan or medical plan covering pregnancy cases. Research online or consult with insurance experts. Can browse through stanc, dbs websites..they might have such plan.
