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  1. R

    Is land-banking a sound investment? Or Scam?

    You are right. You can hear their opinion but don't expect them to follow thru with you. Do your own homework and plan your own exit.
  2. R

    Is land-banking a sound investment? Or Scam?

    That is not true. The piece of land has be considered residential. If you bought from Walton, most probably that is a land that has not been rezoned.
  3. R

    I got prob w my sister and SIL

    If you are to carry on like this, then I guess you have to set a low expectation so you can be more contended. All the best to you. I really hope "hao xin you hao bao"
  4. R

    Any mummies sooooper possessive of baby & competitive for baby's time??

    Would you people have preferred it if it's completely opposite ? that your parents do not want to take care of the grandchildren at all ? How I envy you people ! Me and my wife struggled to take time off work to take care of our child when she is sick bcoz she can't go childcare. We have 0...
  5. R

    HELP !!! I am like a "Money-Tree and "Maid".

    what a funny thread ! some of the replies are so funny but yet so true ! Especially the slapping and free sex part. hahaha But seriously, the thread makes alot of man looks bad. For a moment, I thought a guy posted that to voice his grievanceS. All boils down to communication lah and the...
  6. R

    I got prob w my sister and SIL

    Your situation really bad. It seems that you are avoiding your own problems while solving others' problems. If you are unhappy about your current situation, I think u really have to sit down with your hubby and discuss this. It is nice to help your relative but not at the expense of your own...
  7. R

    Is land-banking a sound investment? Or Scam?

    Saw this thread and I thought since I do have some research on it, so might as well offer my opinions. Generally, there are many landbanking companies out there. Being Walton the most popular because they have track records and has been around for some time. Some 20+ years infact. So to say...
  8. R

    Education insurance

    Re: Pneumonia Endownment by itself is a term plus investment plan. Anyway, returns always correlate to risk. If you have risk appetite and is investment savvy, you can do that by all means. What if your investment take a dive at the time you need it to fund the education? So again, you have...
  9. R

    Any recommend insurance Company!!

    Hi, I'm also an IFA. And I know some of the practises IFA do out there. On the decision to X your AIA, Prudential plans, I hoped you had made a wise choice. Do note that most policies are quite competitively priced. Old policies are strutured in such a way, you have less protection when u...
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    Any recommend insurance Company!!

    If budget is a concern, should consider NTUC Income instead. Downside is that they impose a 10% co-insurance capped at 3k per policy year. But think about it, usually that portion is covered by the medisave and how often do you get hospitalised ? then you look at the savings, especially when you...
  11. R

    Education insurance

    Pneumonia Protection definitely comes before savings in my opinion. I'm an Independent Financial Consultant. But not before what happened to my child... My child had real bad pneumonia, was in hospital for 3 weeks. Infact, we pleaded for the doctor to discharge us as we were really sick of...
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