Insurance

CynCyn

CynCyn

Active Member
Has anyone bought insurance for yr little ones ? What's yr package like ?
Mine I've bought under AIA .
 
Leanne

Leanne

Active Member
My DH worked for Great Eastern etc before. He said Aviva has the best policies. Great Eastern & AIA are kinda lousy.
 
LoVeS

LoVeS

Well-Known Member
Gina Chua said:
What a timely thread. Intend to purchase insurance for my boy as he will be 1 year old soon. Been putting off this issue for quite some time. Have contacted Prudential agent for a discussion tomorrow. Will be looking at Great Eastern policies as well. Hmm...now might consider Aviva. Intend to purchase 3 insurance, Life, Education and Hospitalization. Any mummies have any good recomendations?
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hospitalization n life not together one meh? turn 1yrs old then can buy ah?

Dh n me aso intend to get sum insurance for ds like education or saving n health type n still duno go for which company~. Normally mummies will buy wat insurance for their dd/ds?
 
A

Agnes Josephine

Active Member
LoVeS said:
hospitalization n life not together one meh? turn 1yrs old then can buy ah?

Dh n me aso intend to get sum insurance for ds like education or saving n health type n still duno go for which company~. Normally mummies will buy wat insurance for their dd/ds?
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Viki, hospitalisation & life are 2 different policies... you can even buy insurance now for Cass... No need to wait till 1 year old... Cuz insurance is like that, the premium is different every year (as in age)... the earlier you buy, the cheaper it gets... just my 2 cents worth.. :)
 
LoVeS

LoVeS

Well-Known Member
Agnes Josephine said:
Viki, hospitalisation & life are 2 different policies... you can even buy insurance now for Cass... No need to wait till 1 year old... Cuz insurance is like that, the premium is different every year (as in age)... the earlier you buy, the cheaper it gets... just my 2 cents worth.. :)
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ohh ok...aj u got buy insurance for kayden mah?
 
sal

sal

Member
I'm from Prudential..I may be able to answer some of your questions on insurance policies.
 
sal

sal

Member
Gina Chua said:
Hi Loves, you can buy before ur boy turns 1. What I meant was I need to buy asap as my boy is turning 1 soon. So hope to settle his insurance before he reaches 1 yr old. I believe some companies allow u to add in hospital rider into the life insurance policy. You can buy them separately as well.
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u are right abt adding a rider there.

There's this hospitalisation plan u can get..it's the shield plans,etc Prushield, incomeshield, Myshield...whereby u pay premiums using yr medisave account.

Tat's a basic which i think everyone should have. Not only our children.
 
sal

sal

Member
CynCyn said:
How lousy do u define yr lousy as ? :wong29:
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Totally agree on that question.

IMHO

I think to say whether a company has lousy policies or not..tat's not quite fair...We must know how is the comparison done? Is it based on past performances? Based on the funds available in that company? or what?

There muz be a basis of comparison and it muz be apple to apple and not apple to orange.
 
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sal

sal

Member
oh as for myself..i bought an endowment policy and a investment linked policy (whole life) for both my kids and I got them covered under the shield plans as well as other medical plans..Not forgetting personal accident plans as well.

hee...kia see..oso kia su..hahaha
 
LoVeS

LoVeS

Well-Known Member
sal said:
u are right abt adding a rider there.

There's this hospitalisation plan u can get..it's the shield plans,etc Prushield, incomeshield, Myshield...whereby u pay premiums using yr medisave account.

Tat's a basic which i think everyone should have. Not only our children.
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wat kind of plans will recommend for parents who wanna haf plans for education, health or life type of insurance? Wat else of plans does parents buy for kids? TIA :001_302:

For health type which will cover anything as long as kids hospitalized?
 
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