Juz17
Member
Ya n i really dunwan to b the first one....
Charges for Delivery - THE BIG DAY
- Thread starter paradize
- Start date
apollo
Well-Known Member
ehh best is prepare more than enough. mine was schedules c-sect last yr June, also chose 4 bedded but paid ard 2.4k cash. this yr, the hospital bill sure increase as hospitals bills increase yearly. and no one can guarantee urs is natural birth, what if bb's head didnt turn? (fyi, ds turned his body up and down during the last few weeks LOL) what if emergency c-sect? Sry i'm not cursing u, but ur baby is the one who decide the mode of delivery, not u or ur gynae.. so, it is better to prepare more than enough cash =)
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i also scared not enuf money cuz im single mother... work n save so hard during pregnancy,now resting n waiting for my boy to come out cuz edd on 13th oct but he alreadi 3.3kg so mite induce tis coming fri... i oni prepare 2k also so i ask ard n borrow money,asked a fren to stand by extra 2 or 3k incase naughty boy give me prob during birth... haha... if end up have to use my fren's money den i tink i will take 1 or 2yrs to pay back... haha... no choice...
PinkDiamonds
Well-Known Member
I delivered @ TMC in May 2009, 4-bedded natural with epidural & induced. Free upgrade to 2-bedded. I was in labor & delivery ward for almost 9 hours.
Paid $2.2k in cash + $1.8k Medisave claim = Total hospital bill including gynae charges & baby was $4k.
I am delivering next weekend via schedule C-section. Gynae told me she will be charging extra as it's weekend. Have booked a 4-bedded ward too & hopefully they'll upgrade me to 2-bedded.
If you refer here there is an estimation of hospital bill size. Assuming you are going for 4-bedded normal delivery, 90% pay $4156. After considering Medisave claim of $2100, most likely you'll need to pay $2k cash. If you're going for induction and with epidural, think it's safer to prepare $3k as there will be extra charges like anesthetist's fees, medicine, etc.
Sorry I don't know what the management will do if you're unable to make full payment upon discharge. But I hope you get some answers soon! May you have a smooth delivery.
Paid $2.2k in cash + $1.8k Medisave claim = Total hospital bill including gynae charges & baby was $4k.
I am delivering next weekend via schedule C-section. Gynae told me she will be charging extra as it's weekend. Have booked a 4-bedded ward too & hopefully they'll upgrade me to 2-bedded.
If you refer here there is an estimation of hospital bill size. Assuming you are going for 4-bedded normal delivery, 90% pay $4156. After considering Medisave claim of $2100, most likely you'll need to pay $2k cash. If you're going for induction and with epidural, think it's safer to prepare $3k as there will be extra charges like anesthetist's fees, medicine, etc.
Sorry I don't know what the management will do if you're unable to make full payment upon discharge. But I hope you get some answers soon! May you have a smooth delivery.
Juz17
Member
Not tat i dun wan...anyway thanks...
Perhaps i shld start buying 4d
Juz17
Member
I understand yr situation. Will pray for u for the best. Glad u did ask for some 'standby' help. Jia you!
anyhow choosing 4-bedded perhaps can help in lightening the load. Bring own maternity pads n disposable undies to prevent additional costs. I did tat...i heard alot of hidden costs n the lesser equipment u use, the lower the cost will be. Btw induce gt extra charges...
Juz17
Member
Thanks for the advice. I guess i will nid to go find tat extra 1 or 2k in case of emergency..I delivered @ Thomson Medical Center in May 2009, 4-bedded natural with epidural & induced. Free upgrade to 2-bedded. I was in labor & delivery ward for almost 9 hours.
Paid $2.2k in cash + $1.8k Medisave claim = Total hospital bill including gynae charges & baby was $4k.
I am delivering next weekend via schedule C-section. Gynae told me she will be charging extra as it's weekend. Have booked a 4-bedded ward too & hopefully they'll upgrade me to 2-bedded.
If you refer here there is an estimation of hospital bill size. Assuming you are going for 4-bedded normal delivery, 90% pay $4156. After considering Medisave claim of $2100, most likely you'll need to pay $2k cash. If you're going for induction and with epidural, think it's safer to prepare $3k as there will be extra charges like anesthetist's fees, medicine, etc.
Sorry I dont't know what the management will do if you're unable to make full payment upon discharge. But I hope you get some answers soon! May you have a smooth delivery.
PinkDiamonds
Well-Known Member
Don't worry too much. Just do whatever is within your means and focus on giving birth to a healthy baby.
My friend's $6.8k bill is cash, after CPF claim.
Anyway, most ppl settle bill by credit card first, then worry later.
They will not let you or baby go home until payment is made (for private hospital).
I saw one family waiting for relative to bring money when I was discharged from hospital.
Anyway, most ppl settle bill by credit card first, then worry later.
They will not let you or baby go home until payment is made (for private hospital).
I saw one family waiting for relative to bring money when I was discharged from hospital.
Juz17
Member
Thanks dear...nw too much worries already...juz hope tat things will be fine...
Juz17
Member
This is scary....
Juz17
Member
Gosh, tis will b my TOP frm nw till delivery day sia...will they show u the bill b4 discharge??
Juz17
Member
Oh ok....i guess tats the last resort...
angelwendy
Well-Known Member
U don't encourage what???
jaspzz
Active Member
way back in 2004..I dun rmb standby~ing so much cash lei..I think hor i only standby less than 1k...furthermore, unsure it's applicable now..the nurse taught us...Baby stay deduct mummy CPF and mummy stay and give birth deduct daddy cpf...so it's not so ex as in need 2k lei..me epi and c-sect..i opt for 4-bedded but was upgraded to 2- bedded
but..but...its 2004 so now maybe everything change liao
but..but...its 2004 so now maybe everything change liao
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angelwendy
Well-Known Member
I'm a private in kkh... Choose B1 ward... Inside got 5 bedded... I pay cash $1228 for the deposit when the day I book for my ward... So don't worry too much.. Because afterall the bill come out.. Can pay by installment.. No need one short pay all.. Even if u use epi & other thing also not that ex if u choose a B1 & below class.. If A1 of course everything is ex... Because they charge all the extra for A1... So don't worry my dear.. If u really scare.. Like what other mummy suggest.. Borrow a bit from ur mum or mother in law.. I'm sure they won't mind if u pay them back when u have more cash with u.. Or just bring Cc to pay first.. Settle by installment... Worry too much is not good for bb... & urself... So u better take care...Thanks dear...now too much worries already...just hope that things will be fine...
This is only for govt hospitals....
private ones won't let you go fill full payment is made unless yo had previous arrangements with them...
Touching bank loan lah :nah: i tot i also said OD / cashline... dun tell me you dunno wat is that :X