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Hi everyone, long time! Came across a good post in the financial subforum here on "PTR", then i went to research online...Then the more i read, the more kap-sim... Though expected the outcome, but still feel sored lar For unmarried mother Bye to Qualifying Child Relief/Handicapped Child...

Agree, but good ones seems hard to come by leh... And thanks for all the great advice, benefited alot from them :)

I think I'm starting to see your point now :) Do you mind sharing the caveats when it comes to ILP, beside the non-guaranteed? And when selecting ILP, do you also considered the establishment of the insurance company? But giants companies come and go now, I'm not sure what to look out for now.

For self, I thot it's essential to have 1 life policy, and if any extra (after medical, hosp etc) perhaps to consider retirement plan. But to hold 2 life policies (limited & whole), versus life+retirement policy, is the prior option a much lighter comittment? I'm interested in stretching the $$$...

yes, a definite yes! And easily agitated and slided into the moodiness.. In my case, fews reasons that include adjusting to having a nb around now, the confinement lady (her method of taking care of my precious one is just weird)... But I constantly did a mental check for any post-natal...

Hi Jiajing, Thanks for sharing. How is the above diff. from buying a higher coverage (say $100K instead of $50K) limited payment period and a retirement plan?

Congratulation!! Alena is very lovely! Take care!

Agree. the care-giver should limit the time spend in the walker. My ex-nanny started ds on walker when he was 6 mo. By 9 mo, , he's expert at maneuvering the walker, left-right turn, clockwise, anticlockwise, 360 degree and fast reversing. He can reverse into a block space without turning his...

I visited polyclinic few days ago for ds 1st jab. I was told diff. practitioners follow diff. schedules. At polyclinic, they follow the schedule set by moh: <1yr= 3 jabs, >1 yr= 1 jab. ... So it will be 1st and last jab for ds (>1yr)

Hi Norfen, My pediatrician advice: 3 jabs in total before 2 yrs old according to schedule. The older the child, the lesser #of jabs. As dear son is around 10mth then, pediatrician recommend to wait til 1 yr old then have the jab- 1x (save cost too). As this clinic does not accept medisave...

This is great information to me, thanks littlemomoo!

:001_302: hee.. I'm going to sound naive here because I have totally lost touch with primary education... >> When I was schooling, my mom kept reinforcing a solid foundation is important, since the next level of syllabus is built on top of the base. The stronger the base, the better. If the...

Wow wow wow.... any hint on the "precise" location of this center? Really hope to find 1 like this one, except in the North/West Well said! :Dancing_wub: And they can enjoy the learning process while getting ready for P1 that many preschools are doing or claiming to do. And many parents are...

Thanks Littlemoomoo, Mind sharing any good plans (deductible from my CPF) for ds? I see, so with the rider, it become "as charged"... a side-track, if under my own name, i decide to extend coverage to my parents, what will be the types of additional costs?

sure anytime :)

Thank you Camon, Yep, of the most importance is having the child to thrive and learn. That's the most important behind the whole education talk, it's about the child isnt it :) My ds is very active and people-oriented, so the small class size i think is better for him, but he can really play...

Thank you very much Stonston, Yep, there's always the controversy when it comes to different teaching approaches- when learning is "made too fun". Hence i keep holding back from preschool that weighs heavily on project-base. But thematic wise, it seems the general approach? There is always...

Thanks StonSton, Today I came across an article on nominal, ordinal and operational maths and reading. By this definition, by age 3, it will be at nominal level? When is the better time to start the ordinal level?

Thanks for the insightful suggestions :red: "learning through play"... I wonder how many CCC really understand the rationale behind. But the above lists of qns would really help! Thank you v. much Camom So far, the basic timetable i came across; 1st half : usually the shower, breakfast...

Hi Jojoki mummy, I'm a working mummy, but came across this blog of a mummy who is homeschooling her children. Hope you find it helpful too http://domusacademy.wordpress.com/ p/s: Actually, though still early, ... perhaps I may consider getting a timer too in future from her sharing *kekeke